Posts Tagged: ‘ways’

Canadian Income Stocks!

November 7, 2011 Posted by admin

18 High-Dividend Canadian Stocks

 

 

The 2008 financial crisis uncannily echoes what happened in Japan more than a decade ago. In the 1990s, the Japanese banking systems had become overloaded with bad loans after a property bubble collapse, according to Gillian Tett, author of Fool’s Gold. The investor psychology seemed dangerously similar too.  If this is the case, investors who buy high yield stocks now could collect big dividends while the economy fights to get back on its feet.

 

The Associated Press (AP) reported on Friday that the U.S. federal budget deficit has surged to an all-time high of $1.42 trillion. The Obama administration projects deficits will total $9.1 trillion over the next decade. For weeks the US dollar’s decline sent gold to all-time highs and helped oil to over $78. Canada happens to have plenty of these commodities. 

 

The following are 18 Canadian companies listed on U.S. exchanges with market caps greater than $1 billion, reasonable P/E ratios, and dividend yields greater than 3.5% (sorted by yield):

 

 

Name

Symbol

P/E

Yield

Market Cap

PROVIDENT ENERGY TR

(PVX)

9.0

11.1%

1.66B

PENGROWTH EGY UTS

(PGH)

5.0

10.6%

2.61B

PENN WEST ENERGY TRU

(PWE)

5.1

10.1%

6.90B

ENERPLUS RES FD

(ERF)

5.8

8.4%

3.97B

HARVEST ENERGY TRUST

(HTE)

4.2

8.1%

1.14B

B C E INC

(BCE)

21.7

6.1%

18.82B

TELUS CORP

(TU)

8.6

5.8%

9.41B

PRECISION DRILL TRST

(PDS)

4.3

5.7%

1.91B

BANK OF MONTREAL

(BMO)

17.3

5.1%

27.68B

TRANSALTA CORP

(TAC)

21.9

5.1%

4.07B

BAYTEX ENERGY TR UTS

(BTE)

12.8

5.0%

2.77B

CANADIAN IMP BK COMM

(CM)

3.7

5.0%

2.98B

BROOKFIELD PTYS CP

(BPO)

6.2

4.6%

4.47B

TRANSCANADA CORP

(TRP)

15.1

4.3%

21.71B

SHAW COMM CL B NV

(SJR)

15.6

4.2%

8.24B

ROGERS COMMUN CL B

(RCI)

16.8

4.0%

16.57B

BANK OF NOVA SCOTIA

(BNS)

16.7

3.9%

45.86B

TORONTO DOMINION

(TD)

17.4

3.5%

53.70B

 

These 18 high-dividend companies are in 4 sectors: Energy, Financial, Telecom and Utilities.

 

Energy Income Trust

High demand from China and a weak US dollar make the energy sector attractive.  7 companies belong to energy income trust category:

 

Symbol

Operating Margin

Debt/Operating CF

52-wk Range

(BTE)

36%

1.0

7.84 – 26.44

(ERF)

51%

0.7

12.85 – 28.58

(HTE)

10%

3.2

3.00 – 11.55

(PDS)

28%

2.0

2.00 – 12.21

(PGH)

22%

2.5

4.51 – 11.90

(PVX)

23%

1.5

2.23 – 6.84

(PWE)

58%

2.3

6.77 – 19.01

 

 

For sophisticated traders, trading commodities directly might provide a higher reward. For income investors, commodity companies might be a better choice because they provide some buffer, in addition to regular dividends.

 

There is a small ETF called Claymore Canadian Energy Income (ENY) which includes most of these companies. Its yield is 5.45%.

 

 

Financials

The Following are comparisons between Canadian banks, U.S. major banks averages, as well as JPMorgan Chase (JPM), one of the most conservative banks in the US. Clearly Canadian banks are much more profitable.

 

Description

P/E

ROE %

Div. Yield %

Net Profit Margin %

U.S. Money Center Banks

n/a

1.1%

1.1%

1.3%

JPMorgan Chase & Co. (JPM)

52.6

2.9%

0.4%

15.5%

Toronto-Dominion Bank (TD)

17.6

9.4%

3.5%

22.2%

The Bank Of Nova Scotia (BNS)

16.8

13.2%

3.9%

28.9%

CIBC (CM)

3.8

7.0%

5.0%

18.8%

Bank of Montreal (BMO)

17.4

9.2%

5.1%

21.8%

 

 

Telecom

Competition in the telecom sector is heating up in Canada. When BCE (BCE) and Telus (TU) announced they will start carrying the iPhone next month which puts an end to the exclusivity that Rogers (RCI) has enjoyed, it sent RCI’s short ratio to a stunning high of 33. Unlike those 3, Shaw Communications (SJR) primarily focuses on cable services.

 

Utilities

TransAlta (TAC) is an electric utility company while TransCanada (TRP) operates through two segments: pipelines and energy. TAC’s short ratio of 5.8 makes me nervous.

 

 Conclusion

After boldly buying when others were selling, Warren Buffet is pulling back, buying fewer stocks while investing in debt.  He is warning that the economy, though on the mend, remains deeply troubled.

 

In addition, the Canadian dollar is a strong threat to the Canadian economy. CurrencyShares Canadian Dollar Trust (FXC) appreciated over 13% this year. Mark Carney, the governor of the Bank of Canada, has warned that the Canadian dollar appears to be moving away from the fundamentals. 

 

The iShares MSCI Canada Index (EWC) year-to-date’s return is an astonishing 46%. A great stock can be easily turned into a bad investment, if you buy it at a higher than reasonable price.  It all depends on the starting price.

 

Nonetheless, high-dividend, fundamentally-strong companies are more likely to survive in this stormy market. One of the greatest ways to protect your portfolio is through asset allocation: to make sure not a single sector accounts for more than 20% of your portfolio. Be sure to re-balance as it will automatically enroll you into the “buy low, sell high” camp.

 

Disclosure: I have long positions on BMO, BNS, CM, PWE, TD, and TRE. All data is from Yahoo Finance (http://finance.yahoo.com/) as of Oct 16, 2009. 

 

Stocks: BCE, BMO, BNS, BPO, BTE, CM, ENY, ERF, EWC, FXC, THE, JPM, PDS,

PGH, PVX, PWE, RCI, SJR, TAC, TD, TRP, TU

 

Hao Jin, CFA
Contributing Writer

Article Source:http://www.articlesbase.com/investing-articles/canadian-income-stocks-1360481.html

Finding an Investment Loan

November 6, 2011 Posted by admin

When it comes to finding an investment loan, whether you want to purchase property or help fund a new product or an upcoming business it is always important to do your homework. Even in today’s economy there are many options available to an individual who would like to secure an investment loan, this is where taking the extra time to research your options has the potential of saving you thousands over the course of the loan. It is important to understand that there is a major difference between an investment loan and a mortgage or business loan, and these differences need to be understood even before you approach your financial institution.

All loans are not created equal and understanding the purpose of each option can have very positive effects on your bottom line. When it comes to investing in property either for resale or for potential rental income it is important to know that the loan you will need is an investment loan, not a mortgage. While both loans seem the same on the surface, in actuality they are very different. There are many tax incentives and programs that are available to those who have a mortgage on a property that are not available for those who have an investment loan, and vice versa.

When attempting to secure a loan for either a business or a new product there are different types of loans that are available depending on the amount of interest you will have in the business. If you want to start your own business then you will need to secure a business loan, however if you only want to become an investor or have a small interest in an existing business then you will need an investment loan. The same is true if you are in a position to help bring a valuable new product onto the commercial or private market. Depending on how much interest you have in the venture will depend on what type of loan you will need to secure, however in this situation the most common is an investment loan.

While all of this may sound confusing there are many ways to determine the exact type of loan you will need in any given situation. The first step is to always do your homework both on the type of loan you will need to secure and you personal finances. Understanding every possible avenue when it comes to funding can greatly increase the chances of getting the best deal possible. It also has the potential of saving thousands of dollars over the course of the loan.

There are a few key facts that have not changed when it comes to securing an investment loan, and they start with knowing exactly how much interest you will have in a property, business, or new product. An investment loan should only be considered if you want to “buy-into” a company, purchase an investment property, or help fund a new product that on the market. This is a simplified explanation of the best times to obtain a investment loan, however you should always speak to your financial institution to customize the right funding options for your situation.

Austral Mortgage makes choosing the right Investment loan for you easy. Your Choice of Investment loan will impact on your Investment Return. We have a wide range of loans to suit your mortgage needs. We also provide advanced mortgage calculators to help make your financial decisions easy.

Article Source:http://www.articlesbase.com/investing-articles/finding-an-investment-loan-1351795.html

Getting Your Foreign Exchange Market News Online

November 4, 2011 Posted by admin

The business of trading currencies thrives on crucial deadlines, so checking out the latest foreign exchange market news is just a practical and ideal thing to consider. These days, it’s even made easier because there are many different ways in which you can get your forex news. Gone are the days when you simply have to rely on traditional media such as television, radio, and print. Now you no longer have to wait the next day or for the next month just to get your informative dose of foreign currency news. Through the internet, everything can be served to you fast and fresh right when you need it most.

But just as this holds true, you might find yourself overwhelmed when you finally check out your options for forex news online. There are just too many choices to consider and sometimes, it’s hard to point out which of these articles are real or are reliable enough. Sometimes, the sites you prefer may be on down time because so many others like you would also want to access the same thing. So how do you deal with such situations? Here are some tips that you can use when checking out the best forex news you can get online:

1. Get news from trusted media authorities – As mentioned, the most popular media companies have also found their way online. So since these names are well-known already for their news credibility, you can be sure that you are getting the right facts and the latest updates on the financial market, based from their reports. The good thing about these sites is that they can also be accessed from many different portals too and they are also coming in soon as the news is broken through.

2. Check out blogs of expert forex professionals – You can also spend some time checking out the professional blogs of forex experts and brokers. They would most definitely blog about the latest happenings in the industry to which they belong to. Keep in mind that this is because blogging is also a way for them to advertise themselves and continue to have some exposure and elevate their popularity. As experts, they surely understand just how the internet is very useful these days for maintaining visibility.

3. Be a member of online forums – Forex forums and other general ones abound online. It’s easy to become a member because most of them can be signed up for, for free. The good thing about online forums is that they provide you a portal where you can not just updated yourself with the latest foreign exchange news but also get to discuss related pressing issues with fellow traders who also wanted to share their insights on the latest updates in the industry.

The great thing about getting your forex news online is also that there are automated feeds that you can direct to your email or any other tools that can alert you of the latest posts. You can also use social bookmarking sites as your online library where you can store these important news and find others as well.

Cedric Welsch is an Expert Article Marketer and SEO Article Writer.

Running out of ideas in your forex strategy? Forex news site updates is your best solution.

Grab all the info you can get from forex trading reviews portals like reviewpips.

Article Source:http://www.articlesbase.com/investing-articles/getting-your-foreign-exchange-market-news-online-1344207.html

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1,000 Ways To Make Money.

November 14, 2010 Posted by admin

The Ultimate Encyclopedia Of Money Making Ideas! Possibly The Easiest-to-sell Item Ever Developed For The Web!
1,000 Ways To Make Money.

Buying Cigars from Cuba

July 3, 2010 Posted by admin

Every cigar aficionado knows that the very best cigars come from Cuba.  Unfortunately, buying the best can often be a risky proposition.  But many cigar enthusiasts are willing to take the risk to get a taste of the very best.  If you’re wondering just how one would get their hands on a box of Cubans, read on.  Because of the relationship between the United States and Cuba, know that there are a lot of people looking to take advantage of cigar aficionados.  Purchasing Cuban cigars should be done with great caution in order to avoid getting duped.  

First, know that importing cigars from Cuba is considered illegal.  The United States placed economic sanctions on the Cuban government in 1963.  Ever since then, Cuban cigars have become the holy grail of cigar enthusiasts.  There is, however, one loophole: visitors to Cuba who return from a sanctioned and licensed visit are allowed to bring back cigars.  However, visitors are not able to bring back more than $100 worth of cigars, and they must be intended for personal use, and not for resale.  

Any other ways of obtaining Cuban cigars is considered illegal.  It is in fact illegal to buy, sell or trade Cuban cigars in the United States.  Fines for illegal trading, buying or selling of Cuban cigars may face up to $55,000 in civil fines.  This type of fine, however, is quite rare.  The more likely scenario is that you’ll have your cigars confiscated.  

When purchasing a box of Cuban cigars, be prepared to fork over quite a bit of your cash.  Prices can range from about $150 to $500 or more.  If you’re offered a box below these prices, chances are it may not be the real thing.  Most Internet businesses that sell purportedly genuine Cuban cigars tend to be imitations.  Always avoid shops or retailers that offer “discounted” Cuban cigars.  

How to get your hands on the real thing?  The easiest way to get a box of authentic Cuban cigars is to head north to Canada.  Buy them in Canada and repackage them so that they are not in their original Cuba packaging.  Remove the rings and place the cigars in a different box.  Customs agents tend to not inspect cigars carefully, and it is generally not considered a serious offense to bring Cuban cigars into the United States.  In fact, many clerks at tobacco shops will even offer to repackage Cuban cigars for you.

Be smart in using Cigars

June 30, 2010 Posted by admin

When it comes to high profile smoking culture then among all types of smoking, cigar smoking comes on the top. Though majority of the smokers resemble cigar smoking with cigarette smoking ordinary smoking, but practically there are lots of difference between these two, which include the ways of smoking them. Here in this article we will discuss about the ways to smoke a cigar and will let you understand how you can enhance your style of smoking with cigar.

Let’s start the discussion with one of the most important aspects of cigar smoking, i.e. cutting. Before you start smoking a cigar you need to cut the end of it. According to the traditional designs, cigars are prepared with cap at their end portion (sometimes double caps are used) and before you lit your cigar you need to cut its cap and then you need put the fire there. To be a smart cigar smoker initially you need to emphasize on the cutting aspect of cigars. Always use specialized cutters to cut the cap of cigar, you can avail either single or double bladed cutters to cut your cigar. Remember, you should cut your cigar sharply and it should be clean and should mention the right level.

Then we will focus on the lighting factor of a cigar. Keep in mind that when you will lit a cigar you use a Butane lighter (using the ones filled with gasoline is not preferred), you can also use a match to lit your cigar. While lightening your cigar you should hold it horizontally and keep it on the direct order to flame.

After some minutes of lighting it, your cigar will have warmed up and then it will be ready to smoke. Unlike normal cigarettes, cigars emit if not used for a certain time. If your cigar emits automatically then without worrying clean out the ash and lit it again.

Cigar smoking is all about showing passion for smoking to reach the utmost level of enjoyment and to enhance the fashion statement. So, avail discount cigars online and smoke it with full thrill.

Jarrod Jones has been associated with Cigars industry for over 15 years. Along with business he also has a passion for writing and he often shares his thoughts on cigar and discount cigars through his writing.

Ways to Prevent and Eliminate Cigar Breath

May 31, 2010 Posted by admin

Newton’s third law puts it this way: For every action there’s an equal and opposite reaction. But the old ’70s soul song says it all much more colorfully: You always have to pay for the fun you’ve had.

No matter what your hobby or pet pastime, there’s always some undesirable aspect that has to be dealt with. If you’re an athlete, you may have to spend the occasional Monday morning icing a pulled muscle. Sports spectators have to deal with hard bleacher seats, cold weather, and possibly obnoxious bellowing from the guy in the next row-unless you catch the game on TV, where you just have to put up with odd camera angles. Or let’s say you like reading: Obsessive readers may end up with slight vision problems-in fact, graduate students in literature are often advised that they should expect (and be checked for) increased nearsightedness with each year of study. Too much TV can induce apathy and is positively correlated with depression and obesity (and with infomercials, a far worse fate). And most everybody enjoys video games, but if you enjoy them too much, you may-there are documented cases of this-incur a repetitive stress injury to your thumb. As for pet owners, well, let’s not even talk about all the poop-scooping that becomes part of your life.

And cigar smokers have their own result of fun to consider. Specifically, the aromatic scent of their favorite cigar may attach to unwelcome places such as clothes. In fact, back when cigar smoking was the universal habit of Victorian gentleman, many of these smokers would maintain a separate outfit to wear when smoking, which would absorb the fumes. (Thus the terms “smoking jacket” and “smoking cap,” which we still use.)

But it’s the effect of a cigar scent settling on breath that some cigar smokers may find troublesome. The considerate cigar smoker is aware of this and plans accordingly. Here are some suggestions to help you pay for the enjoyment you’ve had-without paying too much!

1) Choose good cigars. This may seem like an obvious point, but the better-made the cigar, the less chemical the odor. Buy well-made, hand-rolled, long-filler cigars from a quality cigar outlet or online store.

2) For while you’re smoking: Drink tea, or eat. (Mild-flavored teas are most recommended; as for foodstuffs, consider dark chocolates or other simple, strong-but-not-too-strong tastes.) “Cutting” your cigar with food or drink can help absorb both the aftertaste and the effects on breath.

3) Keep some fresh parsley on hand-or even a parsley plant in your kitchen or living room, or whatever room is nearest to the place where you smoke. This herb has traditionally come recommended for its odor-killing powers.

4) Chew gum. Mint-flavored gums are recommended, the stronger the better.

5) On that note, try chewing raw mint. As with parsley, you can keep it around in its herbal form and chew it undiluted after a cigar. You can also keep strong breath mints on hand.

6) Mouth sprays, as well as mouthwashes specifically intended for cigar smokers, are available commercially, and can be purchased from cigar stores or online cigar retailers. These are highly recommended. They’re made by people who understand. Some of the anti-cigar-breath mouthwashes have the side benefit of clearing away the tar that might otherwise stain your teeth. If these mouthwashes aren’t available, a typical mouthwash and a good tooth-brushing will be a lot better than nothing.

7) To avoid breath problems the next morning after a smoke: After a smoke, never go to bed without eating something. Even if it’s just a tiny, simple snack, it “cuts” the cigar and reduces breath problems while seeming to absorb and clear away the odors in your mouth.

So, to recap: enjoy good cigars. Drink tea or eat while you smoke, or after you smoke. Brush your teeth like Mom said, and use a good mouthwash-perhaps especially a mouthwash intended for cigar smokers. And mint and thyme help too, especially for those days when you have to rush from your smoke to a work meeting or a date.

CigarFox provides you the opportunity to build your own sampler of the finest cigars that include cigar brands like Montecristo, Romeo & Julieta, H Upmann, Macanudo, Cohiba, Partagas, Gurkha and many more. Choose from more than 1200 different cigars! Other cigar products include cigar humidors, cigar boxes, and cigar accessories like Zippo Lighters.

The Best Way to Enjoy a Fine Cigar is to Give One

May 19, 2010 Posted by admin

A fine cigar is one of life’s luxuries. Just open a fine mahogany humidor, select a fragrant private-stock cigar, and light up. The experience is one that is memorable and enduring. The reason for this is because our sense of smell is the sense that is closest related to memory in the human brain, and the aroma of a fine cigar will be just that.

In a time when we must reflect on what we can do with what we have and what we have to offer, it is a luxury that can be truly appreciated and enjoyed. There’s a reason behind the saying, “A fine cigar gets you through every major life event.”

Selecting cigars to give as gifts for the holiday season is also a way to show that you have every expectation that the future will be bright. There are many ways to buy cigars to give as holiday gifts:

1.Purchase from online companies that enjoy great reputations and will deliver at a discounted rate. Make sure you will be given notice as to the conditions of delivery, so that the cigars arrive fresh and are not dried out or damp.

2.Go to a local tobacconist. Enter their walk-in humidors and purchase some fine cigars that way. Reputable dealers will be happy to supply you with information regarding the type, size and style or cigar for your budget.

3.Going to a newspaper stand or a drugstore to purchase cigars is not a bad idea. There are some very reputable brands that are carried by such sellers; however, you must make sure that your purchase is fresh and offers a good quality cigar. These will not be the locations to find premium or super-premium cigars.

The persons who will appreciate such a gift are:

1.Professionals who have done a great job like your broker and your lawyer.

2.The postman, gardener, janitor or mailman in your building. You must make sure they smoke cigars, and if they do, they will treasure and appreciate the gift. Cigars will go much further than cookies or fruitcake in this regard.

3.The people in your life who matter and who might enjoy support. Enclose a note that says “Times are tough, but you’re tougher.”

4.Musician and artist friends who appreciate the challenges of unstable economic times. These types of people are often without funds to purchase fine cigars and will be appreciative of the luxury of a fine cigar.

Whatever the reason for giving cigars as a gift, your budget can include either one cigar or a box of 10 or 20 or more. The gift is consumable and biodegradable because cigar tobacco is the finest and most chemically pure of all tobaccos.

There is nothing like knowing that you are giving the best, and a fine cigar is an outstanding way to keep friends, clients or sponsors well appointed toward you and all your endeavors.

For access to the best Fine Cigars and Cigar accessories available check out the great deals available only on the authors website – http://www.davidoffmadison.com

Writer’s Creativity Package – 22 Ways To Re-Think A Story…and More.

April 16, 2010 Posted by admin

You Can’t Get Published Without A Unique Story. Screenwriter Steve Barancik Presents 44 Ways To Fracture A Fairy Tale And 22 Ways To Re-Think A Story, Ebooks That Help Authors Find The Elusive Story Options That Will Help Their Work Stand Out!
Writer’s Creativity Package – 22 Ways To Re-Think A Story…and More.

How Many Ways Can You Save When Purchasing Online Cigars?

March 16, 2010 Posted by admin

Letâ??s start off easy. Just by ordering from Famous-smoke.com you are already being afforded the best prices for cigars on the web. All you had to do was order and you save some money. At Famous-smoke.com there is always a sale. We extend to you, our valued customer; one day sales, weekly sales, humidor and accessory sales, weekly email specials, close out daily deals, and wisebuys. That isnâ??t all, for those of you that want variety and a chose in price, you can take advantage of the Famous Flight Club. Flight Club Samplers are categorized in price range 1st Class through Economy and by strength, no matter your preference; youâ??re presented with a variety of choices at economical pricing.

The saving hasnâ??t stopped yet. To enjoy even more discounts; you can join “Club Famous”! Why? Well besides getting back $25 on your first two orders of $50 or more, when you use your Famous Smoke RevolutionCard, you also get instant rebates on select cigar brands. There are over 30 different types of cigars that you can get instant rebates on. You will receive additional email savings with the Special Famous Smoke Shop RevolutionCard, and you will be one the first to receive notification of our special events such as the Cigar Expo and BBQ, where cigar connoisseurs come together and discuss their passion, enjoy great BBQ, and find even more deals on cigars and cigar accessories.

Famous Smoke Shop started business in 1939, with that many years of cigar experience and the staying power of our family owned business, you can trust our product. Not only does our longevity speak for us, but so does the fact that we are currently a BizRate.com Gold Seal Honoree. Through email or via phone anytime you contact us, you will know right away that you are dealing with award winning customer service. If you have questions about any of our products donâ??t hesitate to call 1-800-564-2486 to get the answers you need.

Same day delivery, free cigars, attention to detail from storage to you receiving your products, we at Famous Smoke Shop have always prided ourselves on quality, affordability, and service. Second to none in the cigar business, you will find all your cigar needs and wants on our website, or in our 64 page full color catalog.

Buying online cigars is affordable and safe with Famous-smoke.com. You can feel rest assured that when you order cigars from them, that the utmost care is put into shipping them to you, fresh.